Membership · $199 per year
Inner Wealth Membership
One year of access to everything in the library — every assessment, worksheet, lesson, and course, plus every new resource released during your year.
New assessments, worksheets, lessons, and courses are added throughout the year and are included at no extra cost while your membership is active. Members receive a personal digital library card — delivered by email and always available in your client portal.
18 resources on the shelves.
A single assessment is $49. Bought one at a time, the collection runs about $504. Your library card is $199 and checks out all of it for a full year.
Collection · $119
Signature Inner Work Trio
All three signature assessments plus the combined Inner Wealth Profile report — save $67.
Collection · $69
Calculators & Worksheets Collection
Every calculator and worksheet in the library — emergency fund, rent vs. own, life insurance, debt payoff, and consolidation.
Collection · $99
Quick Guides & Courses Collection
Every quick guide and guided course currently in the library, from debt prioritization to medical debt and credit disputes.
Resource Library
Everything in one place, in the order it helps.
Start with the signature inner work if you want to understand the why behind your money behavior. Go straight to the calculators if you have a decision in front of you today. The free community offerings are always open.
Start here
Signature Inner Work
The three assessments at the heart of this practice — emotion, values, and behavior — plus the combined Inner Wealth Profile that reads them as one story.
assessment · $49 on its own
In membershipFinancial Map of Consciousness
Your emotional relationship with money
Thirty statements mapping the dominant emotion shaping your relationship with money.
Open 25–35 min
assessment · $49 on its own
In membershipFinancial Values Discovery
What your money is actually for
Ten value domains, ranked and compared against how you actually spend and decide.
Open 20–30 min
assessment · $49 on its own
In membershipInner Work to Reduce Overspending
Exercise #1: Becoming conscious of our gullibility
A guided on-demand exercise on gullibility, vulnerability, and conscious spending.
Open 20–30 min
report · $39 on its own
In membershipInner Wealth Profile
All three assessments, read together
One combined, branded PDF synthesizing all three signature assessments.
Open 5 min
assessment · $29 on its own
In membershipMoney Story Timeline
Where your beliefs about money came from
Six seasons of life, gentle prompts, and the beliefs you inherited — traced back to where they started.
Open 30–45 min
Multi-part, learn at your pace
Guided Courses
Multi-part, self-paced programs with video and workbooks that build financial health and literacy over several sessions.
course · $49 on its own
In membershipDiscover Your Financial Vitals
The four numbers that show how your financial life is actually doing
A filmed lesson with Maritza plus a written guide to the four vitals — housing, total debt, consumer debt, and liquidity — and a private DIY workshop where you upload your statements and read your own chart.
Open Video + guide · 60–75 min
course · $39 on its own
In membershipFive Resets for Financial Stress
Rewire your brain and body for more resilience
Fifteen short, private exercises across five resets — calming the nervous system behind your money decisions.
Open 15 exercises · 5 weeks
In development
Financial Literacy: The 8-Week Course
Foundations, one week at a time
Eight guided weeks covering cash flow, credit, debt, saving, insurance, and investing basics.
One topic, one sitting
Quick Guides
Short, do-it-now guides and scripts for the money decisions that tend to arrive under pressure.
lesson · $29 on its own
In membershipWhat to Say When You Can't Pay
Word-for-word hardship scripts
Scripts for credit cards, rent, mortgage, medical bills, auto loans, collectors, and student loans.
Open 25–35 min
lesson · $29 on its own
In membershipNavigating Financial Hardship
Which debts to pay first when there is not enough
A professional guide to debt prioritization, with an interactive sorting exercise.
Open 30–40 min
lesson · $29 on its own
In membershipNegotiating Medical Debt
From a scary hospital bill to a number you can live with
Read the bill correctly, apply for hospital financial assistance, negotiate with providers and collectors, and build a hardship letter you can print or copy.
Open 30–40 min
lesson · $19 on its own
In membershipDisputing an Error on Your Credit Report
Find the mistake, prove it, get it removed
The full dispute process — pulling all three reports, spotting the errors that matter, writing to both the bureau and the business that reported it, and escalating when nothing changes.
Open 25–35 min
In development
Money & the Nervous System
Quick guide
Why financial decisions feel physical, and what to do in the moment.
Run your numbers
Calculators & Worksheets
Practical tools with the math done for you. Everything you enter stays private on your own device.
worksheet · $19 on its own
In membershipEmergency Fund Worksheet
Build a rainy day fund you can keep
Live calculations for a 3–12 month cushion built on your real monthly needs.
Open 10–15 min
worksheet · $19 on its own
In membershipRent or Own Calculation
The 5% rule, both directions
The 5% rule, both directions — rent to home value, home value to rent.
Open 10 min
worksheet · $19 on its own
In membershipLife Insurance Needs Calculation
How much coverage actually protects your people
A human life value calculation with guidance for every input.
Open 15 min
worksheet · $19 on its own
In membershipDebt Reduction Calculator
Power payments — how soon can you be debt free?
A PowerPay-style plan: choose a payoff order, roll freed-up payments forward, and see your debt-free date, interest saved, and month-by-month schedule.
Open 10–15 min
worksheet · $19 on its own
In membershipDebt Consolidation Calculator
Would one loan actually cost you less?
Compare your current debts against a single consolidation loan — monthly payment, payoff date, total interest, and the true total cost with every fee counted.
Open 10 min
Always free
Free Community Offerings
Open to everyone, no purchase and no account required.
Always free
The Community Money Journal
A new question about money every day
One honest question each day, answered anonymously — no name, no email, no account. A quiet place to end the stigma around talking about money.
Open
Always free
Financial Focus Friday
A free live gathering each month
A free, welcoming session to bring a real money question and leave with one clear next step.
Open
Free · Books, products & links
Reading & Product Room
226 recommended books, products, and vetted free guides from outside sources, organized by theme — kept on their own page so the library stays easy to navigate.
Browse the bookshelf
Not ready to buy?
Take the free 2-minute Money Check
A mini version of the Financial Map of Consciousness assessment, plus occasional notes and first access to new resources.
Or start the money check nowNot sure where to begin?
A 90-minute consultation will point you to the right starting place.
$250, and the fee is credited toward any package started within 30 days. You can also browse the full counseling packages first.
16 paid resources and 2 in development.