Reading & Product Room
The books, products, and links I actually recommend.
226 curated outside resources in one place. All free to browse — nothing here is gated. Some product and book links are affiliate links.
- Products & toolsPlanners, journals, and tools I use or point clients to.
- The bookshelfRecommended reading, organized by theme.
- Free guides by topicVetted, non-commercial calculators and guides.
Looking for my own assessments, calculators, and courses? Those live in the Resource Library. Brands and makers can find partnership details below.
Tried & recommended
Products & tools on my shelf
Planners, journals, and practical tools I use or point clients to for the hands-on part of this work. Some links are affiliate links.
Product · Affiliate
Audible membership
If reading time is scarce, listening on a commute or a walk is often what makes the difference.
Visit
Product · Affiliate
Clever Fox finance & budgeting planners
Their full line of budget planners and expense trackers — undated, guided, and ideal if you track better on paper than in an app.
Visit
Tool
SmartAsset Income Tax Calculator
Used in the life insurance worksheet to estimate your average tax rate.
Visit
For brands & makers
Have a product you'd like me to try?
I'm an Accredited Financial Counselor (AFC®) working with people on the emotional side of money. If you make planners, journals, budgeting tools, books, apps, or wellness products that support that work, I'm open to reviewing them and featuring the ones I genuinely use. Every feature is honest, disclosed, and only happens if the product earns a place here.
Submit a product for reviewmc@innerfinancialwellness.com · Sponsored or gifted items are always labeled.
Partnerships & Collaborations
Bigger than a single product?
This one is for working relationships rather than product reviews: sponsorships, affiliate or ambassador programs, co-hosted workshops and events, speaking, and other longer-term collaborations.
Propose a collaborationTrusted link
Journal of Groups in Addiction & Recovery (2013)
Peer-reviewed research on group treatment for compulsive buying and related behaviors.
Visit
Trusted link
AnnualCreditReport.com
The only federally authorized source for your free credit reports.
Visit
Trusted link
Consumer Financial Protection Bureau
Plain-language guides and a complaint process that actually works.
Visit
Recommended reading
The bookshelf (112 titles, by theme)
ADHD & mental health4
- How to ADHD: An Insider's Guide to Working with Your Brain — Jessica McCabe
Recommended reading in the aDHD and mental health shelf. Print, Kindle, and Audible where available.
- Mindful Parenting for ADHD — Mark Bertin, M.D.
Recommended reading in the aDHD and mental health shelf. Print, Kindle, and Audible where available.
- Small Talk: 10 ADHD Lies and How to Stop Believing Them — Richard Pink and Roxanne Pink
Recommended reading in the aDHD and mental health shelf. Print, Kindle, and Audible where available.
- Unmasked: The Ultimate Guide to ADHD, Autism and Neurodivergence — Ellie Middleton
Recommended reading in the aDHD and mental health shelf. Print, Kindle, and Audible where available.
Boundaries & relationships2
- Boundaries — Dr. Henry Cloud and Dr. John Townsend
Recommended reading in the boundaries and relationships shelf. Print, Kindle, and Audible where available.
- Set Boundaries, Find Peace — Nedra Glover Tawwab
Recommended reading in the boundaries and relationships shelf. Print, Kindle, and Audible where available.
Business, career & entrepreneurship4
- Made to Stick — Chip Heath and Dan Heath
Recommended reading in the business, career, and entrepreneurship shelf. Print, Kindle, and Audible where available.
- Never Eat Alone — Keith Ferrazzi with Tahl Raz
Recommended reading in the business, career, and entrepreneurship shelf. Print, Kindle, and Audible where available.
- Never Split the Difference — Chris Voss with Tahl Raz
Recommended reading in the business, career, and entrepreneurship shelf. Print, Kindle, and Audible where available.
- Zero to One — Peter Thiel with Blake Masters
Recommended reading in the business, career, and entrepreneurship shelf. Print, Kindle, and Audible where available.
Consciousness & inner work17
- Discovery of the Presence of God — David R. Hawkins, M.D., Ph.D.
Devotional nonduality, for readers who want the spiritual thread. Print, Kindle, and Audible.
- Dissolving the Ego, Realizing the Self — David R. Hawkins, M.D., Ph.D.
Edited lecture excerpts — good in audio form. Print, Kindle, and Audible.
- Every complete David R. Hawkins title — David R. Hawkins, M.D., Ph.D.
His full catalog in one place — hardcover, paperback, Kindle, and Audible editions.
- Healing and Recovery — David R. Hawkins, M.D., Ph.D.
Addiction, stress, and the body — useful alongside the overspending inner work. Print, Kindle, and Audible.
- I: Reality and Subjectivity — David R. Hawkins, M.D., Ph.D.
Third in the original trilogy. Print, Kindle, and Audible.
- Letting Go: The Pathway of Surrender — David R. Hawkins, M.D., Ph.D.
The practical mechanism for releasing fear, shame, and guilt — the emotions that most often drive money decisions. Print, Kindle, and Audible.
- Power vs. Force — David R. Hawkins, M.D., Ph.D.
The Map of Consciousness work the Financial Map of Consciousness assessment builds on. Print, Kindle, and Audible.
- Reality, Spirituality and Modern Man — David R. Hawkins, M.D., Ph.D.
Consciousness research applied to modern life. Print, Kindle, and Audible.
- Success Is for You — David R. Hawkins, M.D., Ph.D.
Hawkins on prosperity and inner alignment — the closest he comes to writing directly about money. Print, Kindle, and Audible.
- The 5 Resets — Aditi Nerurkar, M.D.
The stress and resilience research that inspired the Five Resets for Financial Stress course.
- The Eye of the I — David R. Hawkins, M.D., Ph.D.
The sequel to Power vs. Force. Print, Kindle, and Audible.
- The Map of Consciousness Explained — David R. Hawkins, M.D., Ph.D.
The clearest starting point if the scale itself is new to you. Print, Kindle, and Audible.
- The Untethered Soul: The Journey Beyond Yourself — Michael A. Singer
On noticing the inner voice instead of obeying it — steadying work for anyone whose money decisions come from anxiety. Print, Kindle, and Audible.
- The Wisdom of Dr. David R. Hawkins — David R. Hawkins, M.D., Ph.D.
A short collection of his core teachings. Print, Kindle, and Audible.
- Transcending the Levels of Consciousness — David R. Hawkins, M.D., Ph.D.
Level-by-level detail on moving up the scale. Print, Kindle, and Audible.
- Truth vs. Falsehood — David R. Hawkins, M.D., Ph.D.
How to tell the difference — a steadying read in a noisy financial world. Print, Kindle, and Audible.
- Your Advice Sucks — Nick Bowditch
The questioning approach behind the daily Community Money Journal prompts.
Counseling practice & money psychology19
- Ask: How to Relate to Anyone — Daniel R. Solin
Asking better questions instead of giving advice.
- Black Financial Culture — Michael G. Thomas Jr.
Culture, history, and money behavior — essential context for counseling work.
- Crazy About Money — Maggie Baker, Ph.D.
How emotions confuse money choices — and what to do about it.
- Developing Helping Skills (3rd ed.) — Valerie Chang, Sheryn Scott, and Carol Decker
Foundational helping and listening skills.
- Facilitating Financial Health (2nd ed.) — Brad Klontz, Rick Kahler, and Ted Klontz
Tools for planners, counselors, and therapists working with money and emotion.
- Financial Counseling — Dorothy B. Durband, Ryan H. Law, and Angela K. Mazzolini (editors)
A core AFC® text on the counseling process, ethics, and client relationships.
- Financial Counseling: A Strategic Approach (3rd ed.) — John A. Pulvino and Charles J. Pulvino
Practical counseling structure and technique.
- Financial Intimacy — Jacquette M. Timmons
How to create a healthy relationship with your money and your mate.
- I Shop, Therefore I Am: Compulsive Buying and the Search for Self — April Lane Benson (editor)
A clinical look at compulsive buying (Aronson, 2000).
- Mastering Your Adult ADHD: Client Workbook — Steven A. Safren and colleagues
A cognitive-behavioral program that pairs well with money-management supports for ADHD brains.
- Mind Over Money — Brad Klontz and Ted Klontz
Overcoming the money disorders that threaten our financial health.
- Money Harmony — Olivia Mellan
Resolving money conflicts in your life and relationships.
- Psychology of Financial Planning — Brad Klontz, Charles Chaffin, and Ted Klontz
The behavioral side of planning practice.
- The Social Work Interview (5th ed.) — Alfred Kadushin and Goldie Kadushin
The interviewing craft behind good counseling conversations.
- The Soul of Money — Lynne Twist
Sufficiency over scarcity — a cornerstone of this brand's inner work.
- The Soul of Wealth — Daniel Crosby
Fifty reflections on money and meaning.
- The Trauma of Money — Chantel Chapman
Compassionate pathways for healing financial trauma and shame.
- To Buy or Not to Buy: Why We Overshop and How to Stop — April Lane Benson, Ph.D.
A highly effective program for stopping overshopping (Trumpeter, 2008).
- Your Money or Your Life — Vicki Robin and Joe Dominguez
Nine steps to transforming your relationship with money.
Culture, family & first-gen experience9
- An American Immigrant — Johanna Rojas Vann
Recommended reading in the culture, family, and first-gen experience shelf. Print, Kindle, and Audible where available.
- Big Chicas Don't Cry — Annette Chavez Macias
Recommended reading in the culture, family, and first-gen experience shelf. Print, Kindle, and Audible where available.
- Cultura and Cash — Giovanna Gonzalez
Recommended reading in the culture, family, and first-gen experience shelf. Print, Kindle, and Audible where available.
- First Gen: A Memoir — Alejandra Campoverdi
Recommended reading in the culture, family, and first-gen experience shelf. Print, Kindle, and Audible where available.
- For Brown Girls with Sharp Edges and Tender Hearts — Prisca Dorcas Mojica Rodríguez
Recommended reading in the culture, family, and first-gen experience shelf. Print, Kindle, and Audible where available.
- I Am Not Your Perfect Mexican Daughter — Erika L. Sánchez
Recommended reading in the culture, family, and first-gen experience shelf. Print, Kindle, and Audible where available.
- Never Enough: When Achievement Culture Becomes Toxic — Jennifer Breheny Wallace
Recommended reading in the culture, family, and first-gen experience shelf. Print, Kindle, and Audible where available.
- Sana, Sana: Latinx Pain and Radical Visions for Healing and Justice — David Luis Glisch-Sánchez and Nic Rodriguez-Villafañe (editors)
Recommended reading in the culture, family, and first-gen experience shelf. Print, Kindle, and Audible where available.
- Self-Care for Latinas — Raquel Reichard
Recommended reading in the culture, family, and first-gen experience shelf. Print, Kindle, and Audible where available.
Equity & inclusion3
- Caste: The Origins of Our Discontents — Isabel Wilkerson
Recommended reading in the equity and inclusion shelf. Print, Kindle, and Audible where available.
- Subtle Acts of Exclusion — Tiffany Jana and Michael Baran
Recommended reading in the equity and inclusion shelf. Print, Kindle, and Audible where available.
- The 1619 Project: A New Origin Story — Nikole Hannah-Jones
Recommended reading in the equity and inclusion shelf. Print, Kindle, and Audible where available.
Family patterns & generational healing7
- Adult Children of Emotionally Immature Parents — Lindsay C. Gibson
Recommended reading in the family patterns and generational healing shelf. Print, Kindle, and Audible where available.
- Break the Cycle: A Guide to Healing Intergenerational Trauma — Mariel Buqué
Recommended reading in the family patterns and generational healing shelf. Print, Kindle, and Audible where available.
- Drama Free — Nedra Glover Tawwab
Recommended reading in the family patterns and generational healing shelf. Print, Kindle, and Audible where available.
- How to Do the Work — Dr. Nicole LePera
Recommended reading in the family patterns and generational healing shelf. Print, Kindle, and Audible where available.
- It Didn't Start with You — Mark Wolynn
Recommended reading in the family patterns and generational healing shelf. Print, Kindle, and Audible where available.
- The Origins of You — Vienna Pharaon
Recommended reading in the family patterns and generational healing shelf. Print, Kindle, and Audible where available.
- What Happened to You? — Bruce D. Perry and Oprah Winfrey
Recommended reading in the family patterns and generational healing shelf. Print, Kindle, and Audible where available.
Financial health & money trauma1
- Emotional Currency — Kate Levinson
Recommended reading in the financial health and money trauma shelf. Print, Kindle, and Audible where available.
Habits & productivity10
- Atomic Habits — James Clear
Recommended reading in the habits and productivity shelf. Print, Kindle, and Audible where available.
- Better Than Before — Gretchen Rubin
Recommended reading in the habits and productivity shelf. Print, Kindle, and Audible where available.
- Deep Work — Cal Newport
Recommended reading in the habits and productivity shelf. Print, Kindle, and Audible where available.
- Four Thousand Weeks — Oliver Burkeman
Recommended reading in the habits and productivity shelf. Print, Kindle, and Audible where available.
- Mini Habits — Stephen Guise
Recommended reading in the habits and productivity shelf. Print, Kindle, and Audible where available.
- The 5 AM Club — Robin Sharma
Recommended reading in the habits and productivity shelf. Print, Kindle, and Audible where available.
- The 7 Habits of Highly Effective People — Stephen R. Covey
Recommended reading in the habits and productivity shelf. Print, Kindle, and Audible where available.
- The Power of Habit — Charles Duhigg
Recommended reading in the habits and productivity shelf. Print, Kindle, and Audible where available.
- Tiny Habits — BJ Fogg, Ph.D.
Recommended reading in the habits and productivity shelf. Print, Kindle, and Audible where available.
- Zen Habits — Leo Babauta
Recommended reading in the habits and productivity shelf. Print, Kindle, and Audible where available.
Leadership4
- Dare to Lead — Brené Brown
Recommended reading in the leadership shelf. Print, Kindle, and Audible where available.
- How to Win Friends and Influence People — Dale Carnegie
Recommended reading in the leadership shelf. Print, Kindle, and Audible where available.
- Start with Why — Simon Sinek
Recommended reading in the leadership shelf. Print, Kindle, and Audible where available.
- Work Rules! — Laszlo Bock
Recommended reading in the leadership shelf. Print, Kindle, and Audible where available.
Money & couples3
- Money and Love — Myra Strober and Abby Davisson
Recommended reading in the money and couples shelf. Print, Kindle, and Audible where available.
- Money for Couples — Ramit Sethi
Recommended reading in the money and couples shelf. Print, Kindle, and Audible where available.
- Smart Couples Finish Rich — David Bach
Recommended reading in the money and couples shelf. Print, Kindle, and Audible where available.
Personal development11
- 101 Essays That Will Change the Way You Think — Brianna Wiest
Recommended reading in the personal development shelf. Print, Kindle, and Audible where available.
- How to Meet Your Self: The Workbook for Self-Discovery — Dr. Nicole LePera
Recommended reading in the personal development shelf. Print, Kindle, and Audible where available.
- Smarter Faster Better — Charles Duhigg
Recommended reading in the personal development shelf. Print, Kindle, and Audible where available.
- The Four Agreements — Don Miguel Ruiz
Recommended reading in the personal development shelf. Print, Kindle, and Audible where available.
- The Gifts of Imperfection — Brené Brown
Recommended reading in the personal development shelf. Print, Kindle, and Audible where available.
- The Monk Who Sold His Ferrari — Robin S. Sharma
Recommended reading in the personal development shelf. Print, Kindle, and Audible where available.
- The Power of Now — Eckhart Tolle
Recommended reading in the personal development shelf. Print, Kindle, and Audible where available.
- The Power of Positive Thinking — Dr. Norman Vincent Peale
Recommended reading in the personal development shelf. Print, Kindle, and Audible where available.
- Thinking, Fast and Slow — Daniel Kahneman
Recommended reading in the personal development shelf. Print, Kindle, and Audible where available.
- When You're Ready, This Is How You Heal — Brianna Wiest
Recommended reading in the personal development shelf. Print, Kindle, and Audible where available.
- Year of Yes — Shonda Rhimes
Recommended reading in the personal development shelf. Print, Kindle, and Audible where available.
Personal finance15
- Broke Millennial — Erin Lowry
Recommended reading in the personal finance shelf. Print, Kindle, and Audible where available.
- Deeper Than Money — Chloe Elise
Recommended reading in the personal finance shelf. Print, Kindle, and Audible where available.
- Dollars and Sense — Dan Ariely and Jeff Kreisler
Recommended reading in the personal finance shelf. Print, Kindle, and Audible where available.
- I Will Teach You to Be Rich — Ramit Sethi
Recommended reading in the personal finance shelf. Print, Kindle, and Audible where available.
- Millionaire Teacher — Andrew Hallam
Recommended reading in the personal finance shelf. Print, Kindle, and Audible where available.
- Money Out Loud — Berna Anat
Recommended reading in the personal finance shelf. Print, Kindle, and Audible where available.
- Rich Dad Poor Dad — Robert T. Kiyosaki
Recommended reading in the personal finance shelf. Print, Kindle, and Audible where available.
- The Behavior Gap — Carl Richards
Recommended reading in the personal finance shelf. Print, Kindle, and Audible where available.
- The Index Card — Helaine Olen and Harold Pollack
Recommended reading in the personal finance shelf. Print, Kindle, and Audible where available.
- The Investment Answer — Daniel C. Goldie and Gordon S. Murray
Recommended reading in the personal finance shelf. Print, Kindle, and Audible where available.
- The Little Book of Common Sense Investing — John C. Bogle
Recommended reading in the personal finance shelf. Print, Kindle, and Audible where available.
- The One-Page Financial Plan — Carl Richards
Recommended reading in the personal finance shelf. Print, Kindle, and Audible where available.
- The Psychology of Money — Morgan Housel
Recommended reading in the personal finance shelf. Print, Kindle, and Audible where available.
- The Richest Man in Babylon — George S. Clason
Recommended reading in the personal finance shelf. Print, Kindle, and Audible where available.
- The Simple Path to Wealth — JL Collins
Recommended reading in the personal finance shelf. Print, Kindle, and Audible where available.
Social justice & poverty3
- High Conflict — Amanda Ripley
Recommended reading in the social justice and poverty shelf. Print, Kindle, and Audible where available.
- I Never Thought of It That Way — Monica Guzmán
Recommended reading in the social justice and poverty shelf. Print, Kindle, and Audible where available.
- Poverty, by America — Matthew Desmond
Recommended reading in the social justice and poverty shelf. Print, Kindle, and Audible where available.
Trusted outside links
Free guides and calculators by topic
Vetted, non-commercial sources I point clients to between sessions. Open a topic to see the links.
Budgeting7 links
- Budgeting Basics (video)
A calm, plain-language introduction from PBS.
- How to Budget an Unpredictable Income (video)
For freelance, commission, and seasonal earners.
- How to Budget Money in 5 Steps
A simple starting framework.
- How to Spend Less Money, Starting with a Budget
NPR's gentle, practical take.
- How to Start Following the 50/30/20 Rule (video)
Needs, wants, and savings in one simple split.
- Monthly Budgeting Google Sheet
Make your own copy and start tracking today.
- What is the cash stuffing envelope system?
A tactile method that helps many spenders slow down.
Credit14 links
- Free credit reports
The only federally authorized source.
- How do I dispute an error on my credit report?
CFPB guidance behind the Credit Report Dispute Kit.
- Disputing errors on your credit reports
FTC walkthrough of the dispute process.
- Fraud alerts and credit freezes: what's the difference?
Protecting your credit after a breach.
- IdentityTheft.gov
Federal recovery plan if your identity is stolen.
- How to repair your credit and improve your FICO scores
From the company that builds the score.
- UltraFICO vs. Experian Boost
Tools that can help jump-start thin credit.
- What is a VantageScore?
Why your scores differ between apps.
- What is a hard inquiry, and does it hurt your credit?
Applying for credit without fear.
- Will a buy now, pay later loan affect your credit?
CFPB on BNPL reporting.
- Can medical bills affect your credit?
Pairs with the Medical Debt Relief Guide.
- 65% of Americans think carrying a balance helps
A costly myth worth unlearning.
- The cost of a bad credit score
What low scores actually cost over a lifetime.
- Credit Karma
Free score monitoring between report pulls.
Debt reduction8 links
- Best way to pay off debt
Comparing common payoff strategies.
- Debt avalanche calculator
Highest interest rate first.
- Debt snowball calculator
Smallest balance first, for momentum.
- Snowball vs. avalanche: which is best?
The math and the motivation, side by side.
- Minimum payment calculator
See the true cost of paying the minimum.
- Managing your debt
A broad overview of options.
- Try a multi-day spending cleanse
A short reset for overspending patterns.
- The Minimalists
Living with less as a path to financial room.
Housing12 links
- Buying a house: tools for home buyers
CFPB's unbiased homebuying hub.
- How to buy a house, in 7 steps
A clear beginner sequence.
- Guide to first-time homebuyer loans and programs
Down payment help you may qualify for.
- FHA loan requirements
Lower down payment and credit thresholds.
- 10 reasons renting could be better than buying
Pairs with the Rent vs. Own worksheet.
- Should you rent or buy? The new math
A current look at the trade-off.
- Renting vs. buying (podcast)
A conversational breakdown.
- How to Buy a Home (podcast)
A full first-time buyer series.
- Tax deductions for homeowners
What ownership actually saves at tax time.
- The end of 6% real estate commissions
How the settlement changes buyer costs.
- Buying a home with siblings or friends
What to agree on before you sign.
- Southwest Fair Housing Council
Fair housing help and discrimination complaints.
Insurance17 links
- Check whether you qualify for an ACA subsidy
More households qualify than expect to.
- What Marketplace health plans cover
Essential benefits in plain terms.
- How to choose health insurance
A step-by-step comparison guide.
- COBRA health insurance: how it works
Coverage between jobs, and its cost.
- Life insurance: what it is and how to buy it
Companion reading for the Life Insurance worksheet.
- What is cash value life insurance — and is it worth it?
Before anyone sells you a policy.
- Life insurance quotes
Compare term quotes without a sales call.
- AccuQuote
Another independent quoting service.
- Corebridge Direct
Direct term life quotes.
- What is disability insurance?
Protecting the income everything rests on.
- What is umbrella insurance and do I need it?
Extra liability protection, explained.
- Car insurance quotes
Compare auto rates.
- The best way to change car insurance companies
Switch without a coverage gap.
- Is pet insurance worth it?
Running the numbers on pet coverage.
- Insurance Information Institute
Neutral explanations of every coverage type.
- Trusted Choice
Find an independent insurance agent.
- United Policyholders
Free help when a claim is denied or disputed.
Investing26 links
- Introduction to investing
The SEC's plain-language starting point.
- investor.gov
Check advisors and learn without a sales pitch.
- Beginner's guide to asset allocation and rebalancing
The foundation of a sane portfolio.
- Asset allocation calculator
A quick starting mix.
- Brokerage fees and commissions explained
What you're actually paying.
- How fees and expenses affect your portfolio (PDF)
Small percentages, enormous long-run effect.
- FINRA Fund Analyzer
Compare real fund costs side by side.
- Index fund vs. ETF: what's the difference?
Two similar tools, one key distinction.
- Investing in index funds for beginners
The simplest durable approach.
- What are bonds and how do they work?
The steadying side of a portfolio.
- IRA vs. 401(k): how to choose
Where to put retirement dollars first.
- Roth IRA: what it is and how it works
Tax-free growth, explained.
- Roth 401(k) and 403(b) features
Workplace Roth options.
- 403bwise
For teachers and nonprofit employees.
- SECURE 2.0 Act of 2022
Recent rules that make saving easier.
- HSAs and high-deductible plans
One of the most tax-efficient accounts available.
- What is an HSA?
Health savings, explained simply.
- Taxes on investments
Keeping more of what you earn.
- 20 most common investing mistakes, in one chart
Behavior, not stock picking, drives results.
- Timing the market: why it's so hard
One chart worth sitting with.
- 90 years of stock and bond performance
Long-view perspective for anxious moments.
- Is successful stock picking a myth?
What the research actually shows.
- The efficient market hypothesis
Why beating the market is so difficult.
- Socially responsible investing, explained
Investing in line with your values.
- Crypto assets
SEC guidance before you buy.
- Bogleheads
A low-cost, long-term investing community.
Navigating change8 links
- How to choose a financial advisor
What to look for, and what to avoid.
- 10 questions to ask a financial advisor
Interview them before you hire them.
- The 19 questions to ask your financial adviser
Jason Zweig's classic checklist.
- Fee-only vs. fee-based planners
How your advisor gets paid matters.
- What is a robo-advisor?
Low-cost automated portfolio management.
- Should I roll over my 401(k) or 403(b) after a job change?
Weighing your options carefully.
- What happens to your 401(k) when you quit?
Don't leave money behind.
- Employee benefits when you leave a job
Health, life, and retirement transitions.
End-of-life planning10 links
- End-of-life financial planning checklist
A gentle, thorough starting list.
- 6 common mistakes people make when writing a will
Avoidable errors that hurt families.
- The ramifications of dying without a will
Why this can't wait.
- Advance care planning and health care directives
From the National Institute on Aging.
- Free advance directive forms by state
Printable, state-specific documents.
- Everplans checklists and worksheets
Organize documents your family will need.
- The Conversation Project
How to start the talk with people you love.
- Funeral costs and pricing checklist
FTC protections against overpaying.
- Why planning is a lifetime gift to your loved ones
A warm reframe of hard work.
- Fabric wills
Free basic online wills.
Financial education6 links
- Investopedia financial dictionary
Look up any term you meet.
- Can the best financial tips fit on an index card?
Simplicity as a strategy.
- Everything you wanted to know about money (podcast)
Freakonomics on how money actually works.
- The stupidest thing you can do with your money (podcast)
A case for boring, passive investing.
- Mr. Money Mustache
Frugality and financial independence, bluntly.
- Saving for retirement when you're self-employed
Retirement options for business owners.
Some links in this section are affiliate links. If you buy through them I may earn a small commission at no additional cost to you. I only recommend resources I actually use in my work as an Accredited Financial Counselor®.
Reading is a good start
The library is where the reading becomes practice.
Assessments, calculators, quick guides, and guided courses built from this material — with the math and the reflection prompts already done for you.